Help and support

nuba transfer credit card

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nuba balance and money transfer credit card

Product details may differ subject to eligibility check.

Remember to stay within your limit and to make your monthly payments on time, otherwise you'd lose the promotional offers on your account and pay the standard interest rate instead.*

0% on balance transfers for up to 37 months

from the date your account is opened (3.49% handling fee). Offer only applies to transfers made within the first 60 days.

When this offer comes to an end and for balance transfers made after the 60 days, a standard rate of 21.9% p.a. (5.00% handling fee) applies.

0% on money transfers for up to 20 months

from the date your account is opened (4.00% handling fee). Offer only applies to transfers made within the first 60 days.

When this offer comes to an end and for money transfers made after the 60 days, a standard rate of 23.9% p.a. (5.00% handling fee) applies.

All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.

Representative Example
19.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable).
Based on a
credit limit
Check eligibility

Eligibility check

Find out if you are eligible before applying for this card.

As part of our eligibility check a quotation search will be carried out which won’t show up on your credit record as a full search, so it won’t affect your credit rating. Please refer to the full eligibility criteria at the bottom of the page, for example Students are not eligible to apply.

Eligibility criteria

  • You're a UK resident.
  • You're aged 18 or over.
  • You've had a permanent UK address for 3 years or more.
  • You have a good credit rating/history.
  • You're not unemployed or a student.

You'll need to provide

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.
Other benefits

1Transferring other more expensive debts to this card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.

2To qualify for the £20 Gift Card, you need to make transfers of at least £1,000 on the account during the first 60 days. If you don't have enough credit available to do this, you won't qualify for the Gift Card but you can still enjoy all the other benefits of our card. Once you've qualified, the Gift Card will be emailed to you within 60 days, using the email address registered for the account.

3Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner). Please note additional cardholder(s) will have access to your account information including transaction details.

Important: if you plan to pay your balance in full every month to avoid interest on card purchases, please consider whether making a transfer is right for you. Card purchases will only remain interest free if you pay the whole balance (including the amount of any transfer) in full every month, or if you have a 0% promotional rate on all card purchases, otherwise interest will be payable.

*Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

nuba credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over. nuba is a trading name of MBNA Limited.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.